Released on = August 18, 2006, 12:46 am

Press Release Author = Grace Pierce

Industry = Consumer Services

Press Release Summary = The sad fact is that many Americans today have less than a
spotless credit history. The consumption habits together with an unsustainable
income sources have led to situations. Is there a life after such a situation and
how can things be improved? Dennis Pierce, webmaster of finance9.com answers.

Press Release Body = August 18, 2006 - When browsing the web you will often see
offers of credit cards for those with a bad credit. Many people found in this
position are now confused and do not know which of these products to choose. To make
things worst there are plenty of unscrupulous companies out there that try to rip
their customers by keeping them in this messed up situation.

Dennis Pierce, webmaster of finance9.com comments: "Not many people are aware, but
bad credit can be rebuilt, if the companies offering you this sort of credit card
reports to the three major credit bureaus. I highly recommend for all those in this
situation to check properly to see that their new credit card activity is recorded,
as this is the only way you can get rid of this stigma."

Surprisingly enough there are plenty of banks out there willing to give people with
a bad credit a second chance, for an extra fee of course. "Many conditions that may
appear outrageous for customers with a good credit history, are pretty much the
standard with this sort of credit card. The offers we provide are all pretty good,
but compared with the normal ones that fall well beneath the standard. Nonetheless
all the credit cards we promote stick to the common sense rule of reporting to the
credit bureaus."

So what is the anatomy of a credit card designed for people with bad credit? First
of all they offer a progressive financing solution. This means that the more time
you spend being a good customer, the higher the credit line gets and the overall
conditions improve. All the other factors that typically make a good credit card
offer are slightly changed: The APR might be higher than expected and there is
always an annual fee associated. But given that they accept bad credit history or in
some cases never do a credit history check to begin with, these are rather good
alternatives.

Dennis Pierce comments further: "Although credit cards aimed at those with a bad
credit history represent only a fraction of our offer, we have seen a great deal of
interest towards them. We are now seeking to expand our offer in order to give our
customers more alternatives."

About finance9.com
Finance9.com is a website that allows you to compare different credit cards offers
based on the things that interest you most: low rates, business focused, aimed at
those with bad credit and so on. Due to its extraordinary success, this website is
one of the fastest growing services of its kind, with new offers being added
regularly.

Web Site = http://www.finance9.com

Contact Details = Grace Pierce
Marketing Director

Email: editor@finance9.com

#607 Ashley Brown Street
Norcross, GA 30092
United States

Phone: 678 1523324
Fax: 678 4787735